The Obama administration on Wednesday finalized a key Affordable Care Act rule predicted to expand substance abuse and mental disorder benefits to 62 million Americans. The rule, to take effect next year, lays out new essential health benefits standards for insurers, as required by the landmark legislation. The new regulations also close a major gap in coverage for people suffering from mental health or substance abuse problems. Prior to the rule, almost 20% of people purchasing insurance did not have access to mental health services, and nearly a third had no substance abuse disorder benefit. Read More.